Effective Date: 05 January 2026
Company Name: Thrive Financial Ltd
Website: https://thrive.kiwi
Location: New Zealand
Welcome to Thrive Financial. By accessing and using our website, you agree to the following terms and conditions and privacy practices. These outline how we collect, use, and protect your personal information in accordance with the New Zealand Privacy Act 2020.
Your Privacy
When working with you we will be collecting personal information from you in order to deliver personalised advice which is suitable for you. This is generally personal information regarding age, health, financial situation and your instructions. In accordance with the Privacy Act 2020 you are entitled to access any such information we collect and hold on you, and also to have noted any corrections to such information. Should you require a copy of any information we hold we shall be happy to provide a full copy at our cost, but will always retain original records for legal and compliance requirements.
Any hard copy records are stored securely onsite and electronic copy’s are stored on cloud based computer system .
All staff employed by Thrive Financial Limited have access to client files as required , and in addition to Thrive Financial Limited , staff other parties may access this information as required by law or for the purposes of providing specific advice to you in accordance with your instructions or our agreed Scope of Service.
Those parties may include:
- Insurers and other product providers whom we are considering for your needs.
- Market regulators and statutory authorities
- Professional compliance and audit assessors investigating our compliance and professional standards .
If you have a complaint about how we handle your personal information, you can contact the Office of the Privacy Commissioner:
PO Box 10094 The Terrace
Wellington 6143
0800 803 909
Enquiries@privacy.org.nz
This option is available in addition to utilising the Complaints Process of Cura Advisers Limited
Our website privacy policy
Information We Collect
We may collect personal information when you:
- Submit an enquiry via our contact form (powered by WS Form)
- Use our website and accept cookies (via Google Tag Manager and Google Analytics)
This may include:
- Your name, email address, phone number, and any other details you provide voluntarily
- Anonymous usage data such as IP address, browser type, and pages visited
Use of Information
We use your information to:
- Respond to enquiries and provide requested services
- Improve website performance and user experience through analytics
We do not sell, rent, or share your personal information with third parties, except where required by law.
Cookies and Analytics
Our website uses Google Tag Manager to manage scripts, including Google Analytics, which collects anonymised data about website traffic and usage patterns.
You can opt out of Google Analytics tracking by using the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout
Form Submissions
Information submitted via our WS Form plugin is securely stored and used solely for the purpose of responding to your enquiry. We take reasonable steps to protect this data from unauthorised access or disclosure.
Your Rights Under NZ Law
You have the right to:
- Access the personal information we hold about you
- Request correction of any inaccurate information
- Request deletion of your personal data (subject to legal obligations)
To exercise these rights, please contact us.
Terms of Use
Website Access
You may access and use our website for lawful purposes only. You agree not to:
- Use the site in any way that breaches applicable laws or regulations
- Attempt to gain unauthorised access to any part of the website or its systems
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Thomas Electrical or its licensors and is protected by copyright laws. You may not reproduce, distribute, or use any content without prior written permission.
Disclaimer
The information provided on this website is for general informational purposes only. While we strive to keep content accurate and up to date, Thomas Electrical makes no warranties or representations regarding the completeness or reliability of any information.
Limitation of Liability
Thomas Electrical shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or reliance on any information provided.
Changes to This Policy
We may update this Privacy Policy and Terms of Use from time to time. Changes will be posted on this page with an updated effective date.
Contact Us
If you have any questions about this policy or your personal information, please contact us