Income Protection Insurance NZ: Keep Getting Paid If You Can't Work

The facts on Income Protection Insurance

Your ability to earn an income is one of your most valuable financial assets. Income protection insurance is designed to pay a monthly benefit if you cannot work because of illness or injury, helping you stay on top of everyday expenses while you recover.

Policies can be structured in different ways depending on how long you want cover to last, how much of your income you want to protect and how the policy fits with other arrangements you may already have. That is where good advice matters.

At Thrive, we help you compare options carefully so your cover works when you need it. We also help you think through waiting periods, benefit periods and how your policy should fit with your bigger financial picture.