About us

The Process.

It all begins with the decision to take charge of your financial future. First thing is first, we want to know about what your desired long-term outcomes and goals are for you, your business, and loved ones. Our team then work to research the market and available products to find the perfect cover to suit your specific needs and future goals.

Everyone needs to know the basics of what exactly insurance means and the options available so you can make an informed decision on what works best for you. Our advisors break this down by giving you the reality of statistics and what is most likely to happen, paired with information on what insurance would work in each scenario, be it death, serious or minor illness or disablement. 

01. Apply

Much like the first few dates, you have to tell the other party all about yourself. This is all about wining and dining.

Knowing where you want to be, we can not only show you how to get there, with the tools and solutions we provide, our advisors can assist you in doing so.

From here, we present a report outlining our recommendations based on the information provided. Then we apply for the proposed insurer and complete an application on your behalf.

02. Medical & Financial Checks

Hopefully you are taller or smaller than you thought, however, this is the time to talk about that extra toe nobody knows about. If there’s anything you are not sure about, they may contact your GP to check.

This is not a loan application, even though it may feel like one. Hang in there, we’re almost done!

03. Offer of Terms

This is where you find out whether you’re completely average or special. In this rare case you want to be average, but you’re special to us. You will be able to view all correspondence through your online client portal so you can stay up to date with your application.

04. You are Covered

Hurray! you’ve made it! You are covered! Once your first premium is deducted, you can sleep soundly knowing you’re protected. From here, you can relax, but our advisors get to work! Our service doesn’t stop here, we study the market and offer a complimentary yearly review to ensure your current cover is up to date and evolving at the same rate you are.

If the unexpected happens and you need to make a claim, you will contact your advisor immediately and we will get to work for you that day.